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Fraud Strategy Analyst II

BlueVine

BlueVine

Accounting & Finance, IT
Salt Lake City, UT, USA
Posted 6+ months ago

About Bluevine

Bluevine is on a mission to enable a better financial future for small business owners through innovative banking solutions designed just for them. By combining best-in-class technology with advanced security and a deep understanding of the small business community, we deliver end-to-end banking and lending products that empower always-on entrepreneurs to grow their businesses with confidence.

As a dynamic company with massive potential, we’re backed by leading investors such as Lightspeed Venture Partners, Menlo Ventures, 83North, Citi Ventures, and over a decade of proven success. Since launching in 2013, we have grown exponentially, amassing over 400,000 customers across all 50 states and a global team of more than 500 people. Our passion is driven by purpose: to give small businesses the tools they need to succeed and we’re just getting started.

All of this begins with our team who are driven by collaboration, problem-solving, and learning and growing together. With a commitment to innovation and community impact, our mission is to help every small business—and every team member—thrive. Join us! #LI-Hybrid

What You'll Do:

  • Serve as a Fraud Strategy Analyst II focused on identifying ongoing fraud trends and implementing tactical and strategic solutions to mitigate future losses and negative client impact.
  • Work cross-functionally with risk operations, risk analytics, business operations, product, and business unit leaders to understand different viewpoints, obtain data, and use these to drive decisions across the fraud business unit.
  • Develop presentations and present analysis and recommendations in a clear, concise, and compelling way for a variety of audiences including executives, committee members, and operational leaders.
  • Assist in analyzing fraud management solutions, both internally developed and external providers, to understand trade-offs between client impact and fraud prevention.
  • Help drive Bluevine’s fraud department in implementing best practices for Fraud organizations and recommend implementations that work for Bluevine
  • Work with fraud and payments operations to understand ongoing fraud trends and translate them into actionable items with short, medium, and long-term solutions.
  • Research and present out-of-the-box solutions to limit fraud risk across DDA and a variety of credit products while maximizing revenue and minimizing customer friction
  • Leverage Excel, SQL, or similar analytic tools for quantitative analysis

What We Look For:

  • 3+ years of relevant experience in risk and/or fraud strategy and analytics
  • Bachelor’s degree (Economics / Mathematics / Business / STEM) or relevant work experience in a financial institution
  • Proven ability to manage projects end-to-end. from planning through to execution and delivery, coordinating cross-functional teams, holding stakeholders accountable, and ensuring alignment with project goals.
  • Capable of effectively communicating progress, solutions, and outcomes to both technical and non-technical stakeholders.
  • Experience with SQL, Excel, and PowerPoint, with strong analytical skills and a solid understanding of data-driven insights
  • Experienced in working with cross-functional teams including product, R&D, finance, client support, and fraud operations.
  • Strong understanding of money movement including ACH, RDC, Bill Pay, and Debit Card
  • Strong understanding of DDA and lending services from a client experience perspective as well as a back-end understanding.
  • Knowledge of bank operations, including but not limited to account application processing/customer onboarding, payment processing, deposit operations, fraud operations, and customer support
  • Quick-thinker, fast learner, problem solver
  • Strong work ethic—gets things done within a strict time frame with the ability to work independently
  • Collaborative nature and desire to work cross functionally with a variety of teams, both internal and external to Bluevine.

BENEFITS AND PERKS - for employees located in the US

  • Excellent health coverage and life insurance benefits
  • 401K with an immediate 3% company match
  • PTO, Company Holidays, and Flexible Holidays
  • Company-sponsored Mental Health Benefits, including 1:1 therapy
  • Over $1,000 annually for a wellness benefit of your choice
  • Monthly WFH stipend
  • Generous, paid parental leave covering up to 20 weeks of leave for birthing parents and up to 12 weeks of leave for all other parents
  • Access to financial coaches and education sessions
  • Free commuter benefits - Caltrain passes for San Francisco employees and a monthly parking allowance
  • Weekly catered lunches and fully stocked kitchen pantries
  • Community-based volunteering opportunities